BAD CREDIT LOANS
Bad Credit Loans are a flexible secured loan product for those with bad credit or difficult applications. It is a second chance product to help people reinvigorate their credit rating, and get back in the credit market.
Perhaps you are new to Australia, or forgot to pay off your credit card; maybe you missed some repayments, have been bankrupt, or are just unlucky.
We understand sometimes bad things happen to good people and often they deserve another chance but a careful assessment must be done before a finance company will take that risk.
Many applicants reading this may already have been declined or knocked back elsewhere. If this is the case don’t despair. We have experienced consultants with specialist training for these types of scenarios.
Although being secured on your purchase, interest rates for bad credit finance applications are generally higher than all other types of car finance because of the higher level of risk involved.
LAST CHANCE LOANS
Have you been rejected by other lenders or brokers and no-one will listen to your story? We may have an answer for you.
We have access to a unique in house lender ASTUTE MOTOR FINANCE. Astute are experts and listening to and understanding each individuals past, present and future. They are a boutique decision based lender that will evaluate each application on its merits not just its credit score.
We offer expert loan advice for tailored to your particular situation, Paleso has a team of specialists capable of guiding you through the entire process, making obtaining finance stress free and painless.
Super Fast Approvals
We strive to make the process as quick and simple as possible. Most approvals we can have finalised within 24 hours, sometimes even within the same day!
We hate pressure selling too. There is no hassling from us, all quotes and approvals are no obligation, quick and matched exactly to your requirements - too easy!
We only use professional, regulated and licensed lenders. With over 32 different lenders and our extensive product knowledge we have the right choice for you.
Same Consultant All The Way
You have the same loan consultant from start to finish, making the process easier for you. You can even have their mobile number and email! No waiting on hold or waiting in line
Fully Accredited and Trained
We are members of the FBAA (Finance Brokers Association of Australia) and CIO (Credit and Insurance Ombudsman so you can be assured we are fully trained and industry compliant.
Established Experienced Company
Paleso have been helping Queenslander's get better finance deals since 2001. Our wealth of industry experience and knowledge has ensured we have stood the test of time
we make loans easier…