Bad Credit Loans are a flexible secured loan product for those with bad credit or difficult applications. It is a second chance product to help people reinvigorate their credit rating, and get back in the credit market.
Perhaps you are new to Australia, or forgot to pay off your credit card; maybe you missed some repayments, have been bankrupt, or are just unlucky.
We understand sometimes bad things happen to good people and often they deserve another chance but a careful assessment must be done before a finance company will take that risk.
Many applicants reading this may already have been declined or knocked back elsewhere. If this is the case don’t despair. We have experienced consultants with specialist training for these types of scenarios.
Although being secured on your purchase, interest rates for bad credit finance applications are generally higher than all other types of car finance because of the higher level of risk involved.


Have you been rejected by other lenders or brokers and no-one will listen to your story? We may have an answer for you.
We have access to a unique in house lender ASTUTE MOTOR FINANCE. Astute are experts and listening to and understanding each individuals past, present and future. They are a boutique decision based lender that will evaluate each application on its merits not just its credit score.
We offer expert loan advice for tailored to your particular situation, Paleso has a team of specialists capable of guiding you through the entire process, making obtaining finance stress free and painless.

We have arranged over 19,000 loans for everyday Australians just like you! Get a quote now and find out why we are so popular.
Quick Finance
Super Fast Approvals
We strive to make the process as quick and simple as possible. Most approvals we can have finalised within 24 hours, sometimes even within the same day!
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No Hassle
We hate pressure selling too. There is no hassling from us, all quotes and approvals are no obligation, quick and matched exactly to your requirements - too easy!
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Professional Regulated Lenders
We only use professional, regulated, licensed lenders. With over 25 different lenders we have the right choice for you.
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We Shop. You Save
Let Paleso do the running around for you. We compare your profile and objectives to our stable of lenders and find the best possible deal, so you don’t have to!

About Us

Paleso Finance Group are an independent Queensland based Finance and Insurance Broker. We offer credit assistance services via our branch network as well as over the phone and internet to consumer and commercial clients looking to purchase large ticket items such as Cars, Bikes, Boats, Caravans. We also assist with personal loans to help fund other life events like holidays and medical costs. We act as an intermediary between yourself (the consumer) and the most suitable lender for your profile and request.


Russell Parker Consulting Pty Ltd ATF The Nosey Trust T/AS Paleso Finance Group.

ABN: 50 089 326 812
Australian Credit Licence # 376853

Phone: 1300 326 658
Email :