Credit File

What’s all the hype about the number of credit enquiries I make… are they telling me I can’t shop around?

As consumers we are programmed to look for the best price possible. Whether it’s pestering the car dealership to throw in a bonnet protector and floor mats with the new car we want or circling the specials in the Woolies catalogue, we all want the best we can get with what we’ve got. It forms the basic cornerstone of day-to-day economics, and yet here the lenders are saying if you dare to look outside the neighborhood and see if there is a better deal out there, you will potentially be persecuted.
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